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A car loan is a specific type of car finance where you borrow a fixed amount to purchase a vehicle. Car finance is a broader term that includes loans, leases, and other financing arrangements.

Many lenders allow early repayment, though some charge prepayment penalties. We help you find cheap car loans with flexible terms that let you save on interest by paying off early.

A used car loan works similarly to a new car loan, though rates may differ slightly. You borrow the purchase amount and repay it with interest over an agreed term, typically 3-7 years.

Lenders consider your credit score, income, employment history, existing debts, and the loan amount relative to the car's value. Our team can help you understand your eligibility before you apply.